Free Europe Cost Calculators for Salary, Rent, Bills, Moving and Daily Life
Estimate salary, rent, bills, VAT, monthly budgets, moving costs, savings and everyday expenses across European countries.
Find a country or calculator
Search the directory and open the tools that match your planning task.
Find a country
Search by country name and land directly on the right planning page.
Find a calculator
Search by calculator name to open the right estimator for your planning needs.
Planning Tools for Every Situation
Choose the quickest path for comparing countries, checking affordability or finding a calculator.
Compare Two Countries
Enter income, rent, utilities, food, transport and other costs for two European countries.
Compare European countriesCheck Your Affordability
See whether income can cover rent, food, bills, transport, savings and everyday costs.
Open affordability calculatorsFind Your Calculator
Use the tool finder for salary, rent, VAT, moving, emergency fund and budget planning.
Open tool finderPlanning Tools for Bigger Decisions
Use focused tools for moving, accepting job offers, choosing cities and checking data transparency.
Can I afford to live in a country?
Estimate whether your net income can cover rent, food, bills, transport, savings and everyday costs.
Open affordability calculatorsCompare two job offers
Compare salary, deductions, rent, monthly costs and savings potential before accepting an offer.
Open job offer calculatorEstimate costs in European cities
Use city-level calculators for rent, bills, food, transport and money left after expenses.
Browse city calculatorsCheck official source status
See which countries have official source links and which still use manual estimate fields only.
Open source trackerCompare Countries
Compare salary, rent and budget planning pages side by side. The numbers shown here are example scenarios only.
Lithuania vs Poland Cost and Salary Calculators
Example: compare EUR 2,000 monthly income, rent and monthly costs.
Open Lithuania vs Poland Cost and Salary CalculatorsSpain vs Portugal Cost and Salary Calculators
Example: compare rent, food, transport and money left.
Open Spain vs Portugal Cost and Salary CalculatorsGermany vs Netherlands Cost and Salary Calculators
Example: compare EUR 3,000 monthly income, rent and savings potential.
Open Germany vs Netherlands Cost and Salary CalculatorsCompare any two countries
Choose two countries and enter your own income, rent, utilities, food, transport and other monthly costs.
Open comparison hubPopular Country Calculators
Select a country guide for tailored economic planning and local context.
🇦🇱Albania
Estimate salary, rent, VAT, bills, travel costs and everyday planning numbers for Albania with simple browser-based calculators.
🇦🇩Andorra
Plan everyday costs in Andorra with calculators for income, rent, utilities, budgets and custom tax or VAT-style rates.
🇦🇲Armenia
Use planning calculators for salary, rent, bills, VAT, budgets and everyday costs in Armenia.
🇦🇹Austria
Compare Austrian salary estimates, rent affordability, VAT, electricity costs and monthly budgets with simple tools.
Start with your situation
Pick the planning path that matches what you need right now.
Find the right calculator
Answer 3 quick questions and get personalised tool recommendations.
Open Tool FinderBuild a living cost dashboard
One page showing income, rent, bills, savings rate and emergency fund coverage.
Open dashboardCompare 3 countries
Side-by-side comparison of three European countries with your own numbers.
Compare countriesCompare 3 cities
Side-by-side city comparison for moving or remote work planning.
Compare citiesCreate a move plan
Step-by-step Europe relocation planner with move readiness score.
Open move plannerRead the methodology
How calculators work, how accuracy levels are assigned, and what we do not do.
Read methodologyPopular Calculators
Open the most useful tools for finance, housing, VAT, energy, and monthly budgeting.
Salary Calculator
Estimate gross salary, net pay, income tax, employee contributions, pension, health insurance and employer cost.
Open Salary CalculatorGross to Net Salary Estimate
Estimate net salary from gross income using manual tax, social security, pension, health insurance and employer cost fields.
Open Gross to Net Salary EstimateNet to Gross Salary Estimate
Compare gross income, estimated net pay, employee deductions and employer total cost using manual payroll assumptions.
Open Net to Gross Salary EstimateVAT Calculator
Add or remove VAT from a price using the standard rate or a custom percentage.
Open VAT CalculatorRent Affordability Calculator
Compare monthly rent against income and savings goals to check affordability.
Open Rent Affordability CalculatorMore planning tools
Extra tools for city comparisons, salary questions, embed widgets and data transparency.
Compare cities
Enter your own income and costs for two European cities and see which leaves more money at the end of the month.
Open city comparisonsIs this salary good?
Check whether a specific salary is comfortable, manageable, tight or risky in a European country or city based on your own costs.
Try salary guideRent to salary ratio
Calculate whether your rent and utilities are a healthy percentage of your monthly income.
Open rent calculatorEmbed calculators
Add free salary, VAT, rent and electricity calculator widgets to your own website using a simple iframe code.
Browse embed toolsEurope calculator topics
Browse topic guides for salary, rent, VAT, electricity, budgeting, moving and job offer planning across Europe.
Browse topicsOfficial source tracker
See which countries have official source links and which are still awaiting verified payroll and tax data.
Open source trackerPlanning Tools by Audience
Find calculators and guides for your specific planning needs — whether moving, studying, freelancing or budgeting as a couple or family.
Moving to Europe
Plan first month moving costs, salary, rent, checklist and affordability before relocating to a European country.
Expat planning toolsStudents
Budget for rent, food, transport, study materials and student life in European cities.
Student budget toolsRemote workers
Compare countries for remote work costs, savings and income potential using your own numbers.
Remote worker toolsFreelancers
Calculate the hourly rate you need, plan VAT, check rent affordability and build a sustainable freelance budget.
Freelancer toolsCouples
Plan combined income, shared rent, fair expense splits and couple budget status for two people.
Couple budget toolsFamilies
Estimate household income, rent, childcare, food, transport and family budget status for a realistic plan.
Family budget toolsPlatform tools
Full planning pages, maps and tools for serious financial planning across Europe.
My Europe Move Plan
Step-by-step relocation planning wizard: salary, rent, first month costs, emergency fund and move readiness score.
Open move plannerPersonal Budget Planner
Build a full monthly budget with income, housing, bills, food, debt, savings and money left after all expenses.
Open budget plannerEmergency Fund Calculator
Calculate your emergency fund target, current gap and how long to reach it based on monthly saving rate.
Open calculatorSavings Runway Calculator
See how many months your savings would last if income stopped, based on monthly expenses and any continuing income.
Open calculatorEurope Salary Map
Browse salary calculators for all European countries with gross-to-net, salary after rent and employer cost tools.
Open salary mapGlossary
Simple definitions of gross salary, net salary, VAT, DTI, emergency fund, savings rate and other key terms.
Open glossaryRecently updated tools
Latest additions to the platform.
Added move planner and personal budget planner
Added a full step-based move planner wizard and a comprehensive personal Europe budget planner with income, housing, bills, debt, and savings tracking.
Move PlannerAdded emergency fund, savings goal, and savings runway calculators
New budget resilience calculators: emergency fund with target and progress, savings goal with deadline support, and how long savings will last calculator.
Emergency Fund CalculatorAdded housing and debt calculators
Added rent deposit calculator, apartment cost calculator, shared apartment calculator, net salary after debt, debt-to-income ratio and mortgage affordability calculators.
Rent Deposit CalculatorAdded utility bill estimator and shared apartment calculator
New utility and housing tools: estimate electricity, heating, water, internet and phone bills monthly and yearly, and split shared apartment costs equally or by income.
Utility Bill EstimatorPlan European costs with clear calculator tools
Use the site to compare country-specific financial planning and compute estimates before moving or signing an agreement.
Each calculator is built for simple input and fast browser results. You are always in control of your data, and no account is required.
The tools are designed for general planning, not official financial advice. Adjust your values to match your personal location and spending habits.
Trust and methodology
The site is built for transparent planning estimates, not fake precision.
Manual estimates
Most tools use numbers you enter, so you can compare realistic personal scenarios instead of relying on broad averages.
Read the methodologyOfficial source status
Where official tax or payroll source links are available, they are separated from manual assumptions.
Check official source statusClear disclaimers
Calculators are planning tools and do not replace professional tax, payroll, legal, mortgage or financial advice.
Read the disclaimerFrequently asked questions
Quick answers for common Europe cost planning searches.
Is EUR 2000 a good salary in Poland?
Whether EUR 2000 is a good salary in Poland depends on rent, taxes, city, household size, debt and savings goals. Use the salary, rent and budget calculators with your own numbers.
How much rent can I afford in Europe?
A common starting point is to compare rent and utilities with monthly net income, then check whether enough remains for food, transport, bills, savings and emergencies.
Can I compare cost of living between two countries?
Yes. The country comparison hub lets you enter your own income, rent, utilities, food, transport and other costs for two countries.
Are these calculators official?
No. They are planning calculators. For tax, payroll, VAT, rental, mortgage or legal decisions, verify numbers with official sources or qualified professionals.
Do I need an account to use the calculators?
No account is required. The public calculators are free browser-based planning tools.