Glossary

What Is Utility Bills?

Monthly costs for electricity, heating, water, internet and related home services.

Definition

Utility bills are recurring charges for essential home services: electricity, gas or district heating, water, internet, mobile phone, waste collection and building fees. Costs vary widely by country, apartment size, season and usage habits. In most European countries, utilities are the tenant's responsibility and are paid separately from rent unless stated otherwise in the lease.

Related calculators

Use these tools to work with utility bills in your planning.

Budget

Monthly Budget Calculator

Add household categories to estimate monthly costs for housing, food, transport, bills, and savings.

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Utilities

Utility Bill Estimator

Estimate total monthly and yearly utility costs for electricity, heating, water, internet, phone and other bills.

Open Utility Bill Estimator
Housing

Apartment Cost Calculator

Calculate total monthly apartment cost, full move-in cost, first month total and yearly apartment spending.

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Other glossary terms

Gross Salary

Your salary before taxes and deductions are removed.

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Net Salary

Your salary after all taxes and deductions are removed — the amount you actually receive.

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Income Tax

A tax paid on earned income, deducted from your salary or paid on profit.

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Social Security

Compulsory contributions paid by employees and employers to fund public welfare programmes.

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